If you drive in San Diego insurance is a must. However, being required to have auto insurance doesn’t mean you need to pay top dollar for coverage. There are several simple things you can do to keep the cost of your auto insurance low. Jose Aroeste is an expert of auto insurance and business insurance in San Diego, and below are some pieces of professional advice he has to offer for keeping auto insurance premiums low.
One of the biggest ways to save is to drive less. Take a look at public transportation when going to work or going out with friends. Consider using rideshare services like Uber or Lyft. Walk, bike, and carpool whenever possible. The more time you spend on the road and behind the wheel, the higher your premiums will be. If you drive less you might qualify for low-mileage or low-usage discounts.
Have daytime running lights. Cars with headlights that automatically switch on during the daytime make your car more visible when the light is out and insurance companies may charge less if you have such lights on your car.
Similarly, adding other safety features to your car like air bags, collision monitors, and anti-lock brakes could lower the cost of your San Diego insurance. These features decrease the chances of extensive damages or injuries and you could be rewarded not only with an increased sense of safety, but also with a lower insurance bill. Collision monitors are newer features that alert you when you are about to enter a dangerous situation or if you have a vehicle in your blind spot.
Finally, you can save on auto insurance by buying a new car. If you’ve been waiting for an excuse to splurge on some new wheels, now is the time. Newer cars have less wear and tear, newer safety features, and are more fuel efficient. Studies also show that newer cars get in less accidents because people driving new cars are more careful to avoid dings, scratches, and dents.
If you have would like information about auto insurance or would like to get a quote, reach out to Jose Aroeste, an experienced agent knowledgeable of auto and commercial insurance in San Diego. Call his office today to schedule an appointment or get answers to any and all questions you may have. (858) 748-9383